Terms of Service

The calculators on this site are provided for educational, planning, and informational purposes only.

Nothing on the site should be interpreted as investment advice, legal advice, tax advice, or a recommendation to buy or sell any security.

Users are responsible for reviewing their own assumptions, checking their own inputs, and making independent decisions.

The site does not guarantee the accuracy, completeness, or suitability of any result for real trading or portfolio decisions.

The calculators are provided on an as-is basis without warranties of any kind, whether express or implied.

Outputs may differ from real-world outcomes because of taxes, fees, slippage, market conditions, fund rules, or missing data.

Users may access the site for lawful personal or research use.

Users may not misuse the site, attempt to disrupt services, or use the content in a way that violates applicable law.

The site owner may update, suspend, remove, or add tools, pages, policies, or features at any time.

Continued use of the site means the user accepts the current version of these terms.